Building Financial Independence: SRSP Microfinance Services

SRSP Microfinance: Empowering Rural Communities in Khyber Pakhtunkhwa

SRSP Microfinance provides critical financial resources and empowers individuals, especially women, to overcome poverty. This program recognizes the untapped potential within marginalized communities in Khyber Pakhtunkhwa and fosters economic growth for those in need.

Investing in the Future:

By providing financial tools and knowledge, SRSP Microfinance is transforming lives and building a brighter future for countless families in Khyber Pakhtunkhwa.

Microfinance in Numbers

Village Banks

People Benefitted

Amount Disbursed in Millions

%

Women Beneficiaries

Women Benefited

Addressing the Challenge of Financial Exclusion

Over 90% of rural households in Khyber Pakhtunkhwa lack access to traditional financial services. Low population density, reliance on agriculture, and limited economic opportunities contribute to high service delivery costs and credit risks for financial institutions.

SRSP Solution

Launched in 1997, SRSP's Microfinance program provides microloans and financial literacy training to underserved populations. This initiative focuses on empowering women to break free from financial constraints and contribute to their household's economic well-being.

Our Impact

Over 2.6 Billion PKR disbursed in loans since 1997

Supported over 88,600 households across various programs.

Village Banking Model

Empowers women to manage their own local financial institutions, promoting financial inclusion in rural areas. (Disbursed PKR 1.28 Billion)

Community Investment Fund

Provides seed capital to households with limited access to traditional financial services. (Disbursed PKR 853 Million)

Naway Sahar Urban Retail Programme

Empowers women in urban areas to start or grow income-generating businesses. (Disbursed PKR 427 Million)

Responding with Innovation: The SRSP Village Banking Model

This community-managed rural finance system empowers marginalized communities by fostering a sense of ownership. It reduces service delivery costs and mitigates credit risk through social mobilization.

Empowering Women, Building a Better Future

SRSP’s model prioritizes women’s empowerment. With over 150,000 women mobilized across 15 districts, village banks provide them with autonomy and decision-making power over financial operations. This approach aligns with Sustainable Development Goals 1 (No Poverty), 5 (Gender Equality), and 8 (Decent Work and Economic Growth).

Financial Inclusion for a Sustainable Future

The Village Banking model offers more than just access to credit. It provides social support through relief activities, economic awareness campaigns, conflict resolution mechanisms, and connections to essential resources. This holistic approach empowers rural women to make responsible use of loans for income-generating activities, fostering entrepreneurial growth and contributing to a more sustainable future.